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Fazzio Law Offices

Bankruptcy Lawyers Who Help Clients Reach Financial Freedom

New Jersey and New York Banrkuptcy Lawyers

It can be embarrassing and debilitating when your creditors are taking collection action against you.  As more and more nasty notices, petitions, lawsuits, and dunning notices pile up in your inbox and on your desk, you begin to feel like there's no way out and all that you've worked for and built is lost forever.

But, we are here to tell you we've seen hundreds of people in that exact situation emerge from the chaos stronger in mind and spirit, and with their financial house in order.  Since time immemorial, some of the world's most successful businessmen and world leaders have had to seek bankruptcy protection at one time or another.  Perhaps most famous of all is Abraham Lincoln, our 16th President who had to declare bankruptcy when his New Salem, Illinois General Store went bust in 1832 and "Honest Abe" was left owing his creditors the staggering sum of $1,000, which he was allowed to pay back over a 17-year timeframe.  In fact, many of our Presidents have gone bankrupt, including Thomas Jefferson, Ulysses S. Grant, and William McKinley.  Other notable examples are Walt Disney, who went bankrupt in 1932, but bounced back to found a Company that may have brought more joy to the world that almost any other.  Other famous business moguls like Henry Ford, Milton Hersehy, H.J. Heinz and P.T. Barnum have all gone bankrupt.

At Fazzio Law Offices, we have experience with foreclosure, with Federal and State taxes, with eviction court, with the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.  We are experts in settling almost any kind of debt, lien, claim or collection action you can think of.  We are bankruptcy lawyers who have many arrows in our quiver and view bankruptcy as a last resort.  But, when bankruptcy is necessary, we can lay out your options and guide you through the process with an eye toward your future financial health and a strategy for rebuilding that we begin working on right from our first meeting.

Whether you are looking for a fresh start, looking to negotiate fair workouts, or looking to restructure your debt, we can help.