Q What Do I Do When Served with a Foreclosure Summons and Complaint?
Hire an attorney right away! After being served with a foreclosure Summons and Complaint, you have 35 days in NJ and 20 or 30 days in New York to file an Answer. This is your chance to assert your claims against the bank. This is a “speak now or forever hold your peace” moment. If you don’t fight the foreclosure, the Court will enter default against you and the bank will be able to proceed to judgment and sheriff’s sale.